Fact-Checking the $967 SSI Payments for Seniors and Disabled

In January 2025, Supplemental Security Income (SSI) recipients, including seniors and disabled individuals, will receive up to $967 as part of a 2.5% Cost-of-Living Adjustment (COLA). This increase, implemented by the Social Security Administration (SSA), helps beneficiaries manage the rising cost of living. This article covers eligibility, payment schedules, the impact of the COLA increase, and steps to ensure you receive your benefits on time.

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Supplemental Security Income (SSI) is a federal assistance program for seniors, blind individuals, and those with disabilities who have limited financial resources. As a result of the 2.5% COLA increase in 2025, eligible individuals can receive a maximum of $967 per month, and couples can receive up to $1,450.

Typically, SSI payments are made on the first day of each month. However, when the first of the month falls on a weekend or holiday, payments are shifted to the previous business day. In 2025, since February 1 falls on a Saturday, SSI payments for February will be issued on Friday, January 31, 2025.

How the 2.5% COLA Affects SSI Payments

The COLA adjustment is designed to help SSI recipients keep up with inflation by increasing their benefits. For 2025, this adjustment will result in higher monthly payments for all SSI beneficiaries. Here’s a breakdown of the changes:

While the COLA increase provides some additional support, rising costs in housing, healthcare, and other necessities may offset the boost in income.

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Eligibility Criteria for SSI Payments

To qualify for SSI benefits, you must meet certain age, disability, income, and resource requirements. Here’s what you need to know:

1. Age or Disability Requirements

• Aged 65 or older
• Blind (vision of 20/200 or less with corrective lenses)
• Disabled (unable to work due to a long-term or fatal condition)

2. Income Limits

In 2025, your countable income must be:

• Individuals: Below $1,913 per month
• Couples: Below $2,827 per month

Countable income includes wages, Social Security benefits, pensions, and some other income sources, but excludes things like food stamps or energy assistance.

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3. Resource Limits

• Individuals: Resources must not exceed $2,000
• Couples: Resources must not exceed $3,000

Countable resources include savings, stocks, and other assets, excluding your primary home.

4. U.S. Residency

You must reside in one of the 50 states, the District of Columbia, or the Northern Mariana Islands. Non-citizens must meet specific lawful residency requirements.

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How to Apply for $967 SSI Payments for Seniors and Disabled

If you meet the eligibility criteria, there are several ways to apply for SSI benefits:

1. Online Application
   • Visit the SSA website to begin your application.
   • The online process guides you through each step.
2. By Phone
   • Call SSA at 1-800-772-1213 (TTY: 1-800-325-0778) to apply by phone.
3. In-Person
   • Visit your local SSA office to apply in person.
   • Use the SSA Office Locator to find an office near you.

When applying, ensure you have the necessary documents, such as:

• Proof of age (birth certificate)
• Social Security number
• Bank account information (for direct deposit)
• Medical documentation (for disability claims)
• Proof of income and resources (e.g., bank statements)

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