As inflation continues to strain UK households, the government has completed the final installment of its £900 Cost of Living support package. In April 2025, eligible low-income individuals received a £299 payment to help manage rising energy bills, food costs, and general living expenses.
This guide covers who qualified, how the payments were distributed, and what to do if you didn’t receive yours.
Overview: Final £299 Payment in the £900 Support Package
The £299 payment is the third and final installment of the government’s Cost of Living initiative for the 2024–2025 fiscal year. Here’s how the payments were structured:
Payment Installment | Amount | Issued |
---|---|---|
First Payment | £301 | Spring 2024 |
Second Payment | £300 | Autumn 2024 |
Final Payment | £299 | April 2025 |
Each installment was aimed at offering steady support over the year to individuals facing financial hardship.
Eligibility for the £299 Cost of Living Payment
To receive the £299 payment, you must have been receiving at least one of the following means-tested benefits during the qualifying period (13 November – 12 December 2024):
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit
- Child Tax Credit
If you were continuously eligible during this period, the payment should have been made automatically.
Who Was Not Eligible?
You did not qualify for the £299 payment if you were only receiving:
- New Style Employment and Support Allowance (ESA)
- Contribution-based ESA
- New Style Jobseeker’s Allowance (JSA)
These benefits are not means-tested and do not target low-income households. Additionally, anyone with a temporary gap in benefit claims during the eligibility window may have been excluded.
How the Payment Was Issued
Depending on your benefit type, payments were handled by either DWP or HMRC:
Handled By | How It Appears on Bank Statement |
---|---|
DWP | “DWP COL” |
HMRC | “HMRC COLS” |
No application was necessary—payments were made automatically between 6 April and 22 April 2025.
Didn’t Receive Your £299 Payment?
If you expected a payment but haven’t received it, follow these steps:
- Check Bank Statements – Look for “DWP COL” or “HMRC COLS” within the payment window.
- Verify Eligibility – Ensure you were receiving a qualifying benefit between 13 Nov–12 Dec 2024.
- Report a Missing Payment – Use the GOV.UK Missing Payment Form to submit a claim.
- Contact DWP or HMRC – Call your benefit provider for a detailed update.
Late Claims & Backdating
If you applied for Pension Credit after the eligibility period but before 5 March 2025, and your claim was backdated to cover 13 November–12 December 2024, you may still qualify.
What to Do:
- Check the status of your backdated claim with DWP.
- If eligible, the payment will be issued automatically.
- Otherwise, you may need to report it as missing.
Common Reasons for Delays or Missing Payments
- Incorrect or outdated bank details
- High volumes of claims causing delays
- Ongoing or rejected benefit claims
- Fraud prevention or identity verification checks
If any of these apply to you, reach out to your benefit provider for resolution.
How to Avoid Scams
Scammers often target benefit recipients during major government payment rollouts. Protect yourself by remembering
- DWP and HMRC will never ask for your personal or bank details via text, phone, or email.
- Ignore messages with suspicious links or urgent payment requests.
- Always confirm payment info directly through GOV.UK.
Conclusion
The £299 Cost of Living Payment marked the final support installment in a £900 package to assist vulnerable UK residents. If you believe you qualified but haven’t received it, check your benefit status and act promptly to report any issues.
FAQs
Can I still apply for the £299 payment?
No application is needed—payments were issued automatically based on benefit eligibility.
What if my benefit claim was backdated?
You may still be eligible if you applied for Pension Credit before 5 March 2025 and it covers the eligibility period.
What if I recently changed my bank account?
Outdated bank info could delay payment. Contact DWP or HMRC to update your records.
Will there be more Cost of Living payments after April 2025?
As of now, April 2025 marks the final installment. Future support will depend on government announcements.
Can both DWP and HMRC issue payments to one person?
No—only one agency will issue your payment depending on the benefit you receive.