This 1995-S Kennedy Half Dollar Could Be Worth Over $6,000 – Do You Have One?

The 1995-S Kennedy Half Dollar is a prized piece for coin collectors due to its limited mintage and distinctive composition. While some versions are common and easily accessible, rare and high-grade examples have fetched prices exceeding $6,000 at auctions.

This article explores the minting process, composition, value factors, and what makes the 1995-S Kennedy Half Dollar a significant find for collectors.

Minting and Composition of the 1995-S Kennedy Half Dollar

The 1995-S Kennedy Half Dollar was minted at the San Francisco Mint, which produced two primary versions of the coin:

TypeCompositionWeightDiameter
Clad Proof91.67% copper, 8.33% nickel11.30 grams30.61 millimeters
Silver Proof90% silver, 10% copper11.30 grams30.61 millimeters

The silver proof version holds greater value due to its precious metal content and lower production numbers.

Mintage Figures of the 1995-S Kennedy Half Dollar

TypeMintage
Clad Proof2,117,496 (approximately 2.1 million)
Silver Proof679,985 (about 680 thousand)

The silver proof coins are significantly scarcer, making them more sought-after by collectors.

Factors Affecting the Value of the 1995-S Kennedy Half Dollar

Several factors influence the value of these coins:

  1. Composition of the Coin
    Silver proof coins are more valuable due to their 90% silver content. The fluctuating market price of silver also impacts their overall worth.
  2. Condition and Grading
    The coin’s condition is critical in determining its value. Professional grading services assess proof coins on a scale from PR60 to PR70:
  • PR69 Grade: Near-perfect with minor imperfections.
  • PR70 Grade: Flawless and in perfect mint condition.
  1. Rarity and Demand
    The limited mintage and rising interest from collectors significantly increase the coin’s value, especially for the silver proof version.

Estimated Value of the 1995-S Silver Proof Kennedy Half Dollar

GradeEstimated Value (USD)
PR65$100 – $150
PR66$150 – $200
PR67$200 – $300
PR68$300 – $400
PR69$400 – $500
PR70$500 and above

Tips for Collecting 1995-S Kennedy Half Dollars

  1. Authenticate the Coin
    Always verify authenticity by purchasing from reputable dealers or having the coin graded by professional services like PCGS or NGC.
  2. Proper Storage
    Preserve your coin’s condition by storing it in a protective case or capsule. Avoid exposure to moisture, dust, and direct sunlight.
  3. Monitor the Market
    Stay informed about market trends and auction results to make informed buying and selling decisions.

Conclusion

The 1995-S Kennedy Half Dollar, especially the silver proof version, is a valuable and historically significant coin. Its limited mintage, high silver content, and exceptional quality make it highly desirable among collectors. In pristine condition, these coins can fetch $6,000 or more.

If you’re interested in coin collecting, the 1995-S Kennedy Half Dollar is a worthwhile addition to your collection. Focus on verifying authenticity, proper storage, and market research to maximize your investment.

FAQs

What makes the 1995-S Kennedy Half Dollar valuable?

The coin’s value is influenced by its silver content, limited mintage, and condition, especially in higher grades.

How can I tell if I have a silver proof version?

Silver proof coins have a distinct “S” mint mark and a mirror-like finish. You can also check the coin’s weight and composition.

Where can I get my coin graded?

Reputable grading services include PCGS (Professional Coin Grading Service) and NGC (Numismatic Guaranty Corporation).

Is it safe to clean my Kennedy Half Dollar?

No, cleaning a coin can reduce its value. Always handle coins carefully and avoid any cleaning methods.

Are 1995-S Clad Proof Kennedy Half Dollars valuable?

While not as valuable as the silver proof, high-grade clad proof versions can still command a premium price.

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